Acceptance Auto Insurance, also known as First Acceptance, is an insurance provider headquartered in Nashville, Tennessee that offers its products in 12 states and markets its auto insurance products to the moderate to high risk insurance pool. First Acceptance accepts applicants who have been denied by other auto insurance companies, and may be a good option for drivers who need insurance and are considered to be non-standard or high risk drivers. Those who apply for insurance with First Acceptance should expect relatively high premium quotes but will often be approved.